Umbrella

Privacy Policy

Introduction

This Privacy Policy document outlines our commitment to protecting your privacy at Useumbrella International Company Ltd's (here-in after referred to as Umbrella), detailing how we collect, use, disclose, and safeguard your information when you utilize our services. Your privacy rights are paramount to us, and we adhere strictly to legal standards to ensure your data is secure. Should you disagree with any part of this policy, we kindly advise against using our Services. Please note, this policy is subject to changes, which will be detailed in Section XII, "Changes to This Privacy Policy."

By engaging with our Services, you consent to the processing of your personal data in accordance with this Privacy Policy.

INTERPRETATION AND DEFINITIONS

  • Interpretation

    • Certain terms within this Privacy Policy are defined in Section II.2 and hold the same meaning across the document, irrespective of their number (singular or plural).

  • Definitions

    • In the context of this Privacy Policy:

      • Account: A unique account created for you to access our Service or parts thereof.

      • Affiliate: An entity that controls, is controlled by, or is under common control with us, where "control" refers to owning 50% or more of the voting stock or other ownership interests.

      • Application: The software provided by Umbrella is accessible on various electronic devices.

      • Company (also referred to as "we", "us", or "our"): Refers to Umbrella. Device: Any device that can access the Service, including computers, mobile phones, and tablets.

      • Personal Data: Any information that can be used to identify an individual. Service: The services offered through the Website or Application.

      • Service Provider: Any natural or legal person who processes data on behalf of the Company. This includes third-party companies or individuals employed by the Company to facilitate the Service or to assist in analyzing its usage.

      • Usage Data: Data collected automatically, generated by the use of the Service or from the Service infrastructure itself.

      • Website: The Umbrella website, accessible from https://useumbrella.com

      • You: The individual using our Service, or the entity on behalf of which such individual is using the Service.

Collecting and using your personal data

  • Personal Data

    • While participating in our services, we may ask you to provide us with certain personally identifiable information, including but not limited to:

      • Email Address
      • First Name and Last Name
      • Phone Number
      • Date of Birth
      • Address, State, Province, ZIP/Postal code, City
      • Photographs
      • Bank Accounts
      • Images of government-issued or national identification documents
      • Usage Data

  • Usage Data

    • Usage Data is collected automatically when using our Service and may include details such as your Device's IP address, browser type, browser version, our Service pages that you visit, time and date of your visit, time spent on those pages, and other diagnostic data.

  • Information from Third-Party Social Media Services

    • With your consent, we may collect Personal Data associated with your account on Third-Party Social Media Services, such as your name, email address, phone number, image and other publicly accessible information.

  • Information Collected While Using Our Application

    • In our quest to offer comprehensive services, we may, with your permission, collect data to provide and enhance features of our website, including:

      • Location Information: To verify your location, enabling us to reliably process aspects of the service reliant on your location, and where necessary allow or disallow you from participating in our services.
      • Camera Access: For identity verification purposes, we may request access to your device's camera to allow you to submit a photograph of yourself or a government-issued ID.
      • Device Information: To ensure a personalized and secure service, we may collect information about your mobile device, including model, operating system, unique device identifiers, and mobile network information.

  • Tracking Technologies and Cookies

    • Our Service utilizes Cookies and similar tracking technologies to monitor activity and retain certain information. These technologies help us improve and analyze our Service and include:

      • Cookies: Small data files stored on your device. You can control these through your browser settings, though opting out may limit your use of certain Service features.
      • Flash Cookies: Used for collecting and storing information about your preferences and navigation to, from, and on our Service. Note: These are managed differently than browser cookies.
      • Web Beacons: Small electronic files that allow us to count users who have visited our pages or opened an email, helping us to monitor and improve our Service.

        • Cookies Types Utilized:

          • Necessary/Essential Cookies: Vital for providing services through the Website, enabling core functionality such as security, network management, and accessibility.
          • Functionality Cookies: Remember choices you make on our website and provide enhanced, more personal features.

Use of your personal data

  • Umbrella may utilize Personal Data for various purposes, including but not limited to:

    • Providing and maintaining our Service: This includes monitoring Service usage and managing user accounts.
    • Managing Your Account: Personal Data enables us to manage your registration and access to different Service functionalities.
    • Contacting You: We may contact you via email, telephone calls, SMS, or other electronic communication methods for updates, informative communications, or security purposes related to the Service.
    • Providing News and Offers: Sharing news, special offers, and general information about Umbrella's services, and events similar to those you have already shown interest in.
    • Managing Your Requests: Addressing and managing your requests and inquiries.
    • Business Transfers: Your information may be utilized in evaluating or conducting business transfers, such as mergers, acquisitions, or asset sales.
    • Other Purposes: This includes data analysis, identifying usage trends, evaluating promotional campaigns, and improving our Service, products, and user experience.

  • Sharing Your Personal Information

    • We may share your personal information in the following circumstances

      • With Service Providers, business partners, affiliates, and other users as necessary for providing and improving our Service
      • In the context of business transfers, mergers, acquisitions, or similar business transactions.
      • With your consent or as required by law.

Retention of your personal data

Umbrella commits to retaining Your Personal Data only as long as necessary for the purposes outlined in this Privacy Policy. You hold the right to request the deletion of your data that we have collected. Nonetheless, we will retain and use your Personal Data to the extent required to fulfill our legal obligations (for instance, if we are mandated to keep your data in compliance with applicable laws), resolve disputes, and enforce our legal agreements and policies.

For internal analysis purposes, Usage Data will be retained as long as is necessary to enhance security, improve Our Service's functionality, or when legal requirements mandate longer retention periods.

Transfer of your personal data

Your information, including Personal Data, may be processed at the Company's operational offices and any other locations where the involved parties in processing are located. This means your information might be transferred to; and maintained on computers located outside of your state, province, country, or other governmental jurisdiction where data protection laws may vary from those of your jurisdiction. Your consent to this Privacy Policy, followed by your submission of such information, signifies your agreement to such transfers. Umbrella will take all reasonably necessary measures to ensure that your data is treated securely and in accordance with this Privacy Policy. No transfer of Your Personal Data will occur to an organization or a country unless there are adequate controls in place, including the security of your data and other personal information.

Disclosure of your personal data

  • Business Transactions

    If Umbrella is involved in a merger, acquisition, or asset sale, Your Personal Data may be transferred. We will provide notice before Your Personal Data becomes subject to a different Privacy Policy.

  • Law Enforcement

    Under certain circumstances, Umbrella may be required to disclose Your Personal Data if mandated by law or in response to valid requests by public authorities (e.g., a court or a government ministry, agency, commission, or department).

  • Other Legal Requirements

    Umbrella may disclose Your Personal Data in the good faith belief that such action is necessary to:

    • Comply with a legal obligation
    • Protect and defend the rights or property of Umbrella
    • Prevent or investigate possible wrongdoing in connection with the Service
    • Protect the personal safety of Users of the Service or the public
    • Protect against legal liability

Security of your personal data

The security of Your Personal Data is paramount to us, but it's important to acknowledge that no method of transmission over the Internet or method of electronic storage is 100% secure. While we aim to use commercially acceptable means to protect Your Personal Data, we cannot assure its absolute security.

CHILDREN'S PRIVACY

Umbrella's services do not cater to individuals under the age of 18. We do not intentionally collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and become aware that your child has provided us with Personal Data, please reach out to us. If we discover that we have collected Personal Data from children under 18 without verification of parental consent, we will take steps to remove that information from our servers promptly. Should you believe we might have any information from or about a child under the age of 18, please contact us using the information in the 'Contact Us' section below.

LINKS TO OTHER WEBSITES

Our Service may feature links to external websites not operated by us. If you click on a third-party link, you will be directed to that third party's site. We strongly encourage you to review the Privacy Policy of every site you visit.

We do not control, and thus cannot assume responsibility for the content, privacy policies, or practices of any third-party sites or services.

YOUR RIGHTS

Under data protection laws, you have rights in relation to your personal data, including the right to access, correct, erase, object to processing, and request the transfer of your personal data. Detailed rights include:

  • Access: You can request a copy of the personal data we hold about you.
  • Correction: You can have any incomplete or inaccurate data we hold about you corrected.
  • Erasure: You can ask us to delete or remove personal data where there is no good reason for us continuing to process it.
  • Object: You can object to the processing of your personal data under certain conditions.
  • Restriction: You can request that we suspend the processing of your personal data in specific scenarios.
  • Transfer: You can request the transfer of your personal data to you or to a third party in a structured, machine-readable format.
  • Withdraw Consent: You can withdraw consent at any time, without affecting the lawfulness of processing based on consent before its withdrawal.

To exercise any of these rights, please contact us as provided in section XII. We aim to respond within 60 days, but complex or multiple requests may result in a longer time frame. We will keep you updated in such cases.

For concerns about any violation of your privacy rights, or the terms of this policy, you may contact us using the contact information in section XIII below. You may also contact the Data Protection Authority in the Jurisdiction in which Umbrella is domiciled. The Nigerian Data Protection Commission (NDPC) can be contacted at https://ndpc.gov.ng/Home/Contact.

CHANGES TO THIS PRIVACY POLICY

We may update our Privacy Policy periodically. We will notify you of any changes by posting the new Privacy Policy on this page and, where applicable, through email or an in-service notice. The "Last updated" date will also be adjusted accordingly.

You are encouraged to review this Privacy Policy periodically for any changes. Changes are effective once they are posted on this page.

Your continued use of the service after changes are made constitutes acceptance of those changes.

CONTACT US

For any questions or inquiries regarding this Privacy Policy, or your rights as a data subject in relation to Umbrella; you may contact the Umbrella Data Protection Officer by sending an email to support@useumbrella.com.